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Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Meritrust Credit Union Loan Officer will follow up to answer your questions.

Our goal is provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 316-558-5005.

Mortgage Calculator

What will your new home cost? Plug in the numbers with our handy mortgage calculator.

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Check Rates

Updated frequently and highly competitive with the market. Check out all the rates here.

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Home Loan FAQs

Got questions? Let us demystify the the home loan process for you. We have the answers.

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Today's Rates

Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 4.625%  4.749%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.544%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.339%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.929%  0.000%
Meritrust Dream 100%
Meritrust Dream 100% 15 Year Fixed Rate-No PMI
 Rate  APR  Points
 4.875%  5.038%  0.000%
Home Equity
Home Equity Loan - 5 Year Term
 Rate  APR  Points
 3.890%  3.894%  0.000%
Home Equity Loan - 7 Year Term
 Rate  APR  Points
 4.250%  4.253%  0.000%
Home Equity Loan - 10 Year Term
 Rate  APR  Points
 4.750%  4.752%  0.000%

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